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Sarah Kay

Associate

Associate in the Property team


Sarah Kay

Testimonials

I use my experience in-house insight to help housing associations charge properties with confidence and find workable solutions to challenges

Sarah is an associate in our property team specialising in property charging for housing associations. With over seven years of experience in the social housing sector, both in-house and within firms, Sarah is an expert in property charging and gaining the best value for housing associations when charging their properties.

Before joining Anthony Collins, Sarah was an in-house commercial property solicitor for Bromford Housing Group. During this time she worked closely with the development and treasury teams to ensure the best value for new properties being charged to help streamline charging transactions. Sarah also supported clients with various charging exercises such as bonds, private placements, valuation uplifts, s106 agreements, mortgagee exclusion clauses and critical documents required for charging.

Sarah’s in-house experience has given her an excellent insight into the challenges housing associations face, particularly when it comes to charging properties, and how to develop solutions to ensure a more efficient charging process. As well as property charging, Sarah is an expert in various residential and commercial property matters relating to development, sales (right to buy, right to acquire, shared ownership and open market), commercial leases, boundaries, service charges and lettings.

My advice and articles

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Read Turning financial transactions into strategic intelligence for social housing
Oct 31, 2025 In Blog

Turning financial transactions into strategic intelligence for social housing

Introduction In the world of social housing, charging/funding exercises are often seen as transactional necessities - a means to secure...

Read Mortgagee protection clauses in focus: Lessons from Westminster City Council v Gems House Residences [2025]
Jul 28, 2025 In Blog

Mortgagee protection clauses in focus: Lessons from Westminster City Council v Gems House Residences [2025]

In the recent High Court decision of Westminster City Council v Gems House Residences Chiltern Street Ltd & Anor [2025] EWHC 1789 (Ch),...

Read 133% fee increase from Monday 9 December 2024 for HM Land Registry information services
Oct 29, 2024 In Blog

133% fee increase from Monday 9 December 2024 for HM Land Registry information services

HM Land Registry are increasing their fees for information services from Monday 9 December 2024 for the first time in more than ten...

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