If you would like to see our current Terms and Conditions of business, and our Payment of Interest Policy, please click on the links below. If we are working with you when there is a significant change to either of these documents we will contact you about the changes we have made.

Click here to read our Interest Policy.

Click here to read our Terms and Conditions.

How to solve a problem like "DoLS"?
How to solve a problem like "DoLS"?

This fledgling piece of legislation has a long way to go. It will face a great deal of scrutiny, amendments and then further scrutiny on its journey.

Diwrnod Dadreoleiddio (Deregulation Day)
Diwrnod Dadreoleiddio (Deregulation Day)

The Regulation of Registered Social Landlords (Wales) Act 2018 (the Act) received Royal Assent on 13 June 2018 and has/will come into force in stages.

The NHS at 70
The NHS at 70

Although there may be some wear and tear showing, the overwhelmingly fantastic work carried out all over the country, every day, represents what can usually be expected.