During the Covid-19 pandemic, much of the focus has been on shoring up existing delivery and, where possible, extending arrangements if it is not possible to re-procure.
- Decide if your marriage is really over or if you’re just coming to find out more. Would you benefit from going to Relate? How will you pay for the initial meeting? If on a joint card, your spouse will see the expenditure
- If you want to divorce, talk to your spouse (if you can) about what will happen to the children, how they will spend time with each of you and other important child centred matters, e.g holidays. See the CAFCASS Parenting Plan for more information.
- Talk to your spouse about the financial implications of separating – where will you live, will you sell the house etc? Are they willing to go to mediation?
- Sit down a with a friend and identify six examples of your spouse’s unreasonable behaviour (unless you have been separated for more than 2 years and the divorce is consensual). Make sure they are specific and timed.
- Locate your marriage certificate to bring with you.
- Prepare a schedule of your assets, income and pension provision.
- Gather together 12 months' recent bank statements for each of your accounts, your last P60 and 3 wage slips, your pension transfer value, mortgage redemption statement and business accounts if you’re self-employed.
- Plan for how you’ll pay your legal fees – do you need to set aside funds, borrow from a friend or family member or bank ? How much do you want to spend? How do you want to work with your lawyer?
- Think about what you spend each month and what you’ll need going forward. Prepare a budget.
- Start looking for accommodation if you’re likely to be moving; check out your capacity to borrow/get a mortgage.
For further information about divorce or if you would like to a have a free initial chat with us to decide what to do next, please contact
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As we continue to emerge from lockdown measures and deal with local measures and the short and long term economic impact of Covid-19, local authorities will need to re-assess how services will be delivered for years to come.
The Government first announced plans for a shared ownership right to buy in October 2019. At the time the sector raised concerns about the impact the plans would have on housing associations ability to borrow. An election and a pandemic later the Government announced, during the CIH Housing Festival last week, the return of the right to shared ownership as part of its Affordable Homes Programme (AHP).
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